financial planning advisors

by Ryan W. Smith Accumulation of wealth is an American pastime for many families, one of America’s great accomplishments in world history. In the richest nation in the history of the world, the vast majority …

Financial advisors working with wealthy families certainly have their work cut out for them. Learning how to communicate with wealthy families, specifically the decision-makers in those families, is a skill that can take years to …

Yes and no, because the bad habits, bad decisions, recklessness, greed and laziness that can befall lottery winners can also infect a new generation born into old money if the family’s legacy has not been …

The vast majority of families who have struck gold, so to speak, lose it all within the span of only a few generations. Odd as it may seem, this is not uncommon. The first generations …

by Ryan W. Smith In recent years, the financial planning industry has expanded its services to include all forms of financial planning, not just the investment and retirement account assistance for which it is more …

One important note on Medicare coverage is that Medicare is not designed to pay for all medical costs. By design, the program contains premiums, deductibles and co-pays like traditional health care plans. Open enrollment for …

Enrollment in Medicare is divided into four sections: Part A is fee-for service and covers Hospital and Hospice care, Part B is also fee-for-service and covers outpatient services and tests, Part C is sometimes referred …

Medicare on average pays for just over 50% of all health care charges for those enrolled, with the remaining payments covered out-of-pocket or with supplemental insurance. For those who are already receiving or signed up …

by Ryan W. Smith Investing is a difficult, often frustrating task, even for the most seasoned of investors. Market forces outside of individual control will often eliminate, in mere hours or days, gains that often …