financial analysis tools

Many Americans are fully aware they are behind in retirement savings, while a small minority admits they do not know at all where they stand. According to the Investment Management Consultants Association (IMCA) in a …

No, according to the Investment Management Consultants Association (IMCA) in a recent report detailing its yearly survey of 1,000+ members. The long-term impact of the Great Recession of 2008 and 2009 devastated the accumulated wealth …

by Ryan W. Smith Technology has had a large impact on the financial advisory industry over the decades, with an outsized and growing influence in recent years. The rise of robo-advisors, the use of online …

There is an emotional side to financial planning, a connection between advisor and client that robo-advisors can simply not duplicate. Life events like weddings, health issues, divorce, and retirement are among the specific situations where …

While robo-advisory services have had explosive growth in recent years, they typically only provide portfolio management services. They will most likely have a lower cost than human advisors, with some services allowing for tax concerns …

by Ryan W. Smith Managing retirement account withdrawals is not as simple as setting up a monthly deposit into a checking account. Making sure funds last as long as possible, whether drawn to pay expenses …

Here are some of the best ways to minimize the tax burden when withdrawing money from a retirement account: 1) Take the Required Minimum Distribution after age 70.5 2) Pay Attention to Taxable Amounts on …

Prudent advisors will begin to look at tax ramifications early in their relationship with a client. For example, Capital Gain Harvesting while a client still has a lower tax rate. Because there is no wash-gain …

Tax concerns for retirement withdrawals are among the most important variables to ensuring that retirement accounts provide the necessary income needs, and hopefully, estate assets that a retiree wants to leave. Often it is unplanned …