financial advisors

by Ryan W. Smith Franklin Templeton investments has publicly released its fifth annual Retirement Income Strategies and Expectations survey, often referred to as the RISE survey. Each January for the last half decade the firm …

by Ryan W. Smith Two recent studies have put numbers to the broad assumption that too much student loan debt hurts retirement savings. This assumption turns out to be true, but the numbers were actually …

Divorce is a trying time in anyone’s life, even if it is the most amicable divorce in the world. It is a major adjustment for all involved and it is stressful. When stress is high, …

Estate planning is difficult to do for most people and it’s even for difficult for financial advisors to bring up the subject with their clients. No one is comfortable speaking about their death, most people …

People often have many questions about retirement and saving for their golden years. Many, however, will never ask these questions, even if they have a financial advisor helping them with their retirement accounts and savings, …

College planning is a difficult and time consuming process that, even when successful, must start years before the education itself begins. There are many pitfalls along the way but here are three mistakes many people …

Half of modern workers have less than $25,000 in savings. It can be a harsh reality to deal with, for both advisors and individuals. According to the most recent statistics from the United States Census …

The first hard lesson that any clients need to learn as they begin investing in the stock market is how to manage their emotions effectively. It is virtually impossible to eliminate the impulsive nature to …

In retirement planning there are no shortage of variables to take into consideration. One of the most overlooked and important are strategies that not only help clients achieve their goals, but also help protect their …