financial advisors

by Ryan W. Smith Passive investing has delivered higher returns than actively managed funds for the last several years. It has been the subject of many headlines, providing significant consternation to industry professionals. The reasons …

by Ryan W. Smith One million dollars is the median savings required for successful retirement, according to results from the Transamerica Center for Retirement Studies 16th annual survey on retirement attitudes, the longest-running survey of …

by Ryan W. Smith There are three factors that typically determine successful retirement planning: saving, education and investing. Which is more important? Are they of equal value, perhaps? For periods of time during the accumulation …

by Ryan W. Smith The United States is aging more rapidly than at any other time in its history, increasingly faster than the planners of Social Security, Medicare and Medicaid ever envisioned. At its inception …

This article is part five of a five part series, originally published May 25, 2016 on WealthManagement.com. by Ryan W. Smith Last month, the Department of Labor released its final rule regarding an amended definition …

This article is part four of a five part series, originally published May 25, 2016 on WealthManagement.com. See Part Five, also published on May 25, 2016, detailing potential impacts to other aspects of the financial …

This article is part two of a five part series, originally published May 24, 2016 on WealthManagement.com. See Part Three on May 25, 2016 explaining why these changes are being implemented. by Ryan W. Smith …

This article is part one of a five part series, originally published May 23, 2016 on WealthManagement.com. See Part Two on May 24, 2016 explaining why the Fiduciary Rule was needed to standardize investment advisory …

by Ryan W. Smith One of the aspects of investing that has scared many investors, both experienced and new, from the markets in recent years are the severe downturns seen in the past few decades. …